Lottie Kent
Lottie is an award‐winning Chartered Financial Planner and one of only a few Resolution Accredited IFAs in the country – a role she proudly upholds as Director of both True Financial Design (TFD) and True Divorce Consultancy (TDC).
After a career break, Lottie founded True Financial Design, an independent, boutique financial planning practice, and over time narrowed her focus to helping women navigate divorce without financial uncertainty.
The Companies & How They Work Together
True Divorce Consultancy (TDC):
At TDC, you receive unregulated divorce guidance that provides clear financial insight and support during the legal process, helping you make informed decisions.
True Financial Design (TFD):
Post-divorce, TFD delivers regulated financial planning tailored to help you achieve your goals – whether that’s maintaining your standard of living, securing capital for housing, or planning for
retirement.
Lottie is also an active member of two collaborative PODs and serves on a regional Resolution committee. She works closely with divorce solicitors, mediators, and divorce coaches to secure the best
outcomes for every client.
How Lottie Helps You
Establishing Financial Needs:
• Ensuring you can maintain your current lifestyle
• Securing capital to keep you in the family home or to rehouse
• Planning for the income you need in retirement
Modelling Settlement Scenarios:
• Assessing whether proposed settlements meet your needs
• Identifying any shortfalls and understanding their consequences
• Outlining solutions to overcome these shortfalls
Structuring Settlements:
• Crafting cost- and tax-efficient settlements
• Explaining pension sharing options and other financial complexities
• Protecting maintenance in the event of income loss or death
• Assisting in understanding the details within an actuary report
Maximizing Your Assets with True Financial Design (TFD):
Through TFD, Lottie goes beyond merely structuring settlements. She strategically structures your settlement to capitalize on the assets you already have, ensuring they work as hard as possible. This
proactive approach is designed to give you financial freedom and the confidence that you can meet your long-term goals.
Ongoing Support:
Lottie provides continuous advice and support to ensure you remain financially secure for the long term.
Her approach is especially valuable for women who may not be financially savvy—often having been homemakers with their spouses as the primary breadwinners—as well as for High Net Worth cases with
complex financial situations. Lottie has spoken here twice at the Resolution IFA Conference this year, reinforcing her commitment to excellence in financial guidance.
Tel: 0330 088 9138
Email: lottie@truefinancialdesign.co.uk and hello@truedivorceconsultancy.co.uk
Website: www.truefinancialdesign.co.uk
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